| All materials contained in this Site, unless what   is otherwise stated, are the copyrighted property of Richard A. Ebinger. No   material from this Site or any Internet site owned by RAE may be copied,   reproduced, republished, uploaded, posted, transmitted, or distributed in any   way, except that you may download one copy of the materials on any single   computer for your personal, noncommercial home use only. Provided that:(i) you keep intact all copyright and other proprietary   notices,
 (ii) you make no modifications to the   materials,
 (iii) you do not use the materials in a   manner that suggests an association contrary to what these materials were meant   for,
 (iv) you do not download quantities of   materials to a database that can be used to avoid future downloads from this   Site.
 The use of any RAE material on any other Web Site or computer   environment is prohibited unless written authorization has been given by   RAE.
 We reserve the right, at our discretion, to change, modify, add, or   remove portions of these terms at any time. You may not (and you agree not to   permit another person to):
 (i) redistribute, sell   or otherwise copy RAE materials;
 (ii) modify,   translate or create derivative works based on RAE materials;
 (iii) attempt to decompile, reverse engineer, disassemble   or otherwise reduce any RAE materials;
 (iv) remove   any identification, copyright or other proprietary notices;
 We reserve the   right, at our discretion, to change, modify, add, or remove portions of the   Terms of Use at any time. Please check these terms periodically for changes.   Your continued use of this site following the posting of all changes to the   "Terms of Use" will mean that you accept those changes.
 Thank you, Richard A. Ebinger |